InfraVerify™

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InfraVerify™

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You don’t need to control everything—just be ready for anything.

insurance needs design

Get Insurance Needs Design to cover systemic risks you face from infrastructure design, development process failure at any stage, multi-level government failure as described at IFQAF.org

InfraVerify™: Custom RWI *Design Service **Design Service Representations and Warranties Insurance

We are on a mission to revolutionize the way people live, work, and play. Our vision is to create a world where everyone has access to innovative products and services that enhance their lives. 

Addressing the Insurance Gap

Traditional Insurance Limitations: Standard property and liability insurance policies, including Owner's and Lender's Title Insurance, are designed for individual property risks and do not adequately address systematic infrastructure failures that affect entire communities.

HOA insurance also does not cover risks such as fraud or government failure.  

The InfraVerify™ Solution: A comprehensive Design of Custom Representations and Warranties Insurance specifically designed to address infrastructure-related risks that traditional insurance cannot cover. 

** Insurance must be obtained from carriers and brokers who are licensed and authorized  to offer insurance in various jurisdictions

Insurance Design Elements

Comprehensive Infrastructure Protection:

Comprehensive Infrastructure Protection:

Comprehensive Infrastructure Protection:

  • Design Defect : Protection against infrastructure failures due to design errors or omissions
  • Construction Quality: Coverage for problems arising from substandard construction practices
  • Regulatory Compliance : Insurance against losses from non-compliance with applicable regulations
  • Survey and Boundary: Coverage for survey errors and boundary disputes affecting infrastructure
  • Environmental Issues: Protection against environmental issues from construction defects.

Systematic Risk Coverage:

Comprehensive Infrastructure Protection:

Comprehensive Infrastructure Protection:

  • Government Oversight Failure: Coverage when government agencies fail to provide adequate oversight
  • Multi-Party Failure : Insurance against coordinated failures across multiple responsible parties
  • Developer Abandonment : Protection when developers abandon incomplete infrastructure projects
  • Fraud and Misrepresentation: Coverage against fraudulent documentation or misrepresentation of infrastructure quality

Who should get InfraVerify Insurance Design Services

Primary Purchasers: Protecting the Ultimate Consumer

Primary Purchasers: Protecting the Ultimate Consumer

Primary Purchasers: Protecting the Ultimate Consumer

 

Financial Institutions and Lenders:

  • Mortgage Originators: Protect loan portfolios from infrastructure-related losses
  • Secondary Market Investors: Ensure clean assets for mortgage-backed securities and derivative instruments
  • Government-Sponsored Enterprises: Protect taxpayer-backed loan programs
  • Private Investors: Safeguard investment portfoli

 

Financial Institutions and Lenders:

  • Mortgage Originators: Protect loan portfolios from infrastructure-related losses
  • Secondary Market Investors: Ensure clean assets for mortgage-backed securities and derivative instruments
  • Government-Sponsored Enterprises: Protect taxpayer-backed loan programs
  • Private Investors: Safeguard investment portfolios from systematic infrastructure risks


Insurance and Investment Companies:

  • Title Insurance Companies: Enhance coverage beyond traditional title risks
  • Mortgage Insurance Companies: Protect against infrastructure-related default risks
  • Investment Management Firms: Protect client investments in real estate and mortgage securities
  • Pension and Retirement Funds: Safeguard long-term investments in real estate markets

Secondary Purchasers: Direct Stakeholders

Primary Purchasers: Protecting the Ultimate Consumer

Primary Purchasers: Protecting the Ultimate Consumer

 

Developers and Builders:

  • Risk Transfer: Transfer liability for infrastructure defects to insurance
  • Cost Predictability: Convert uncertain future liabilities into known insurance costs
  • Market Differentiation: Offer enhanced protection to attract buyers and lenders
  • Regulatory Compliance: Meet enhanced insurance requirements for project approva

 

Developers and Builders:

  • Risk Transfer: Transfer liability for infrastructure defects to insurance
  • Cost Predictability: Convert uncertain future liabilities into known insurance costs
  • Market Differentiation: Offer enhanced protection to attract buyers and lenders
  • Regulatory Compliance: Meet enhanced insurance requirements for project approval


Government Entities:

  • Municipal Governments: Protect against liability from inadequate oversight
  • Special Districts: Transfer infrastructure completion and quality risks
  • State Agencies: Protect against systematic failures in oversight programs
  • Federal Agencies: Safeguard government-backed lending programs

Beneficiaries: Ultimate Consumer Protection

Primary Purchasers: Protecting the Ultimate Consumer

Beneficiaries: Ultimate Consumer Protection

 

Property Owners and HOAs:

  • Direct Protection: Coverage for infrastructure failures that would otherwise require owner assessments
  • Property Value Protection: Maintain property values by ensuring infrastructure quality
  • Assessment Relief: Reduce or eliminate special assessments for infrastructure failures
  • Legal Recourse: Clear path for compensat

 

Property Owners and HOAs:

  • Direct Protection: Coverage for infrastructure failures that would otherwise require owner assessments
  • Property Value Protection: Maintain property values by ensuring infrastructure quality
  • Assessment Relief: Reduce or eliminate special assessments for infrastructure failures
  • Legal Recourse: Clear path for compensation when infrastructure fails


Communities and Residents:

  • Quality Assurance: Confidence that infrastructure meets all applicable standards
  • Long-Term Stability: Protection against infrastructure failures that disrupt communities
  • Financial Security: Elimination of surprise costs for infrastructure failures
  • Environmental Protection: Assurance that infrastructure meets environmental standards

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